Current: Very low interest rates in Switzerland – Currency rate drop US Dollar / CHF -13% YTD (1.1.25-31.12.25)

Savings Interest Index VZ only 0.05% p.a. (Base interest SNB 0.0 %, EZB 2.25%, US Fed 3.5-3.75%, UK BoE 3.75%)

 5-10% p.a. expected target returns (in CHF): Bridge Finance with Land registry // Legal Finance with ATE insurance 

Current: Very low interest rates in Switzerland - Savings Interest Index VZ only 0.05% p.a. (Base interest SNB 0.0 %, EZB 2.25%, US Fed 3.5-3.75%, UK BoE 3.75%)

Current: Very low interest rates in Switzerland - Savings Interest Index VZ only 0.05% p.a. (Base interest SNB 0.0 %, EZB 2.25%, US Fed 3.5-3.75%, UK BoE 3.75%)   – | –     Current: Very low interest rates in Switzerland - Savings Interest Index VZ only 0.05% p.a. (Base interest SNB 0.0 %, EZB 2.25%, US Fed 3.5-3.75%, UK BoE 3.75%)   – | –     Current: Very low interest rates in Switzerland - Savings Interest Index VZ only 0.05% p.a. (Base interest SNB 0.0 %, EZB 2.25%, US Fed 3.5-3.75%, UK BoE 3.75%)   – | –     Current: Very low interest rates in Switzerland - Savings Interest Index VZ only 0.05% p.a. (Base interest SNB 0.0 %, EZB 2.25%, US Fed 3.5-3.75%, UK BoE 3.75%)   – | –     Current: Very low interest rates in Switzerland - Savings Interest Index VZ only 0.05% p.a. (Base interest SNB 0.0 %, EZB 2.25%, US Fed 3.5-3.75%, UK BoE 3.75%)   – | –     Current: Very low interest rates in Switzerland - Savings Interest Index VZ only 0.05% p.a. (Base interest SNB 0.0 %, EZB 2.25%, US Fed 3.5-3.75%, UK BoE 3.75%)

Off Market Real Estate

Four-room apartment with bathroom in the city of Zurich for 2000.- Swiss francs rent per year 70 years ago

Off Market Real Estate – Switzerland (Midland), Europe (Germany, Spain, UK), Caribbean (Bahamas)

Real Estate Switzerland > Since 1st Jan 2025 with Basel III higher financing costs by banks most likely for investors, home building and renter.

Switzerland

  • Various multi family houses (MFH’s) with 4-90 flats available, solid tenants, no luxury, hist. return average 3.5% p.a. (unleveraged), 2-40 mio CHF. Regions as Zurich, Aargau, Solothurn, Baselland, Tessin, etc.
  • Building Land (with projects). Logistic-, Shopping Centers and Hotels

West Europe

traditional real estate

  • Complex construction phases                                                                         
  • Long approval and project times                                                                     
  • Higher development and construction costs                                                   
  • Fewer diversification opportunities                                                                 

Alternative real estate with prefabricated building elements

  • Less building intensive
  • Shorter projects
  • Less capital intensive
  • More return and diversification opportunities

Off Market real estate – USA

Real Estate USA > Higher insurance costs due to climate damage > For 20% of properties, potential loss 30% by 2030.

Initial situation: Lack of affordable flats in the largest property market.

Portfolios of selected apartment blocks (∅ 10%) as an investment:

  • Acquisition at ∅ 50% of the replacement cost
  • Simple value-add and LTV ∅ 70%, high demand
  • ∅ 75-300 flats per development, stable occupancy rate 
  • Atlanta site (Georgia/USA) with largest US urban regeneration project for conversion of over 130 km unused train tracks into multi-use paths.
off market immobilien-mehrfamilienhaueser-usa

Income properties

Real Estate Dubai > Since 28th February 2026 the DFM Real Estate Index has lost over 30% in 2 weeks.

  • Commercial real estate at hotspots with infrastructure and logistics
  • Logistic centers (distribution after online shopping), shopping event centers, office towers at preferred locations, to the airport max. 90 min.
  • 4-5 star holiday beach hotels or business city hotels from 100 rooms
  • Attractive plot of land with direct beach from 100 m and from 20’000 m²
  • Hotel real estate or land with permission at the Mediterranean coast of Europe, the Caribbean, Florida, South-East Asia near the tourist centers
  • Residential real estate (multifamily, co-/micro-living, retirement homes)

Why Off Market real estate

  • More stable returns with long-term rental agreements
  • Leverage with relative moderate Swiss mortgages
  • Discretion and more exclusive: tailor-made Off-/on-market
  • Option: Due dilligence and valuation processing (DCF)
  • Core, Core Plus, Value Add or Opportunistic with optimal contract conditions for buyer and seller

Vertical Farming in commercial urban real estate – Food security with Food Tech

Complementary to traditional farming

food tech-gewaechshaeuser

Agriculture 4.0: Smart monitoring of climate control in the green houses with cloud computing of light, CO2, water and nutrition (source eitfood.eu):

  • Up to 15x vertical inhouse layers possible (traditional 1 land area)
  • Up to 10x economical LED light 8760 hrs/y. (traditional ~900 hrs/y.)
  • Up to 100x higher crop yields. Against heat, drought, hail and frost. 
  • Up to 99% less water consumption, pesticides, fertilizer and waste
  • Up to 99% less transport – Supply Security with “Triple L”
vertical farm-greenhouse production

Imagine anywhere in a Vertical Farming house by backed-up historical data simulating the best herbs vintage of Toscana – It became real now.

vertical farming-gewerbehallen-smart farming-inhouse