DOW JONES -12.1%, HANG SENG -19.5%, SMI -8.1% (YTD 29.5) -/- Everything bubble to burst? -/- Various Banks: 0% interest rate on safe account -/- ECB: 0% interest rate policy -/- Low interest rates can threaten pension funds and insurances -/- About 1 of 4 EU-citizens depend on pension income -/- 0% Interest rate policy costs already hundreds of billions for depositors and pensioners -/- BANKING IS NECESSARY, BANKS ARE NOT (Bill Gates, 1994)
Alternative investments: Simple - profitable - safe
Less fluctuation, better return, more diversification
